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October 6, 2013     Sidney Herald
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October 6, 2013
 

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SIDNEY HERALD HEALTH I II II I SUNDAY, OCT. 6,2013 3B Affordable Care Act-Hold On BY GLENN MOILETTE SPECIAL TO THE HERALD America cannot afford to be without medical insur- ance. You cannot financially survive without medical insurance. One trip to the hospital for a few days can devastate you for a lifetime. A friend of mine has re- 'You cannot afford to cently survived a brain tumor, be without medical The weeks of hospital stay insurance. One l, |m and a special- ,rip to ized chemother- the | a_ ii for few apy cost over nospitm a $400,000. Most of his medical care days can devastate you was covered by Medicare and for a lifetime.' his supplemen- tal insurance. Over 99 percent Glenn Mollette of Americans could never Columnist pay a $400,000 medical bill and would never financially recuperate. Medical provid- ers are not forgiving either. They will come after you with the best debt collec- tors their money can buy. They will hound you until your bill is paid or credit destroyed. My first wife died from multiple sclerosis. She left her school teaching position because of the illness and within six months our medi- cal provider dropped us. I years we racked up thou- sands of dollars in medical bills. Painful would be an understatement. I want to applaud our President for his health care vision for America. Medical insurance for ev- eryone regarding illness or income is a welcomed relief to millions of weary Americans. Millions of Americans have been without medical care for a long time. I've no- ticed a lot of obituaries of adults under 50 years old. There are numerous explanations but a part of the problem is that many are afraid to go to the doctor because they do not know how they will pay the bill. On the flip side the Af- fordable Care Act has some problems. 1. We should never dic- tate that employers must provide medical insurance because if they do not want to, they will not. Wal-Mart, Home Depot, Walgreens and many others have an- nounced employees can buy their own insurance. More ployees to part-time if they cannot afford to provide medical insurance. 2. Americans should not be forced to buy health insurance. I think any American is crazy to not want insurance but what happened to our freedom? With the ACA, Americans will now face tax penalties if they do not have medical insurance. 3. The next problem is the great demand for more tax dollars that the ACA will demand. Cheaper insurance and access to health care will come at great cost. Someone will have to pay the bills, and it will be all of us as we will be forced to cough up billions more each year in new taxes. 4. One final negative is that the government/in- surance provider will be calling the shots about our medical treatment. Already we are told by the "insur- ance provider" what they will pay for and what they will not pay. Length of stay in the hospital is dictated by who is paying the bill. The patient has become an outsider looking in as medi- cal staff and an insurance representative negotiate your fate. The ACA has two sides -- some positives and some serious negatives. Hold on. Over the next could buy insurance, but corporations will simply few months we will see both she was no longer eligible move their work to other sides. because of her illness. For countries or downsize em- Diabetes conference scheduled in Billings The Montana Department of Public Health and Human Services is sponsor- ing the 16th annual Diabetes Professional Conference Oct. 17-18 at the Crowne Plaza in Billings. The theme for this year is "Full Spectrum Diabetes Care." The cost to attend is $135. A discounted registration fee for students is available. "Diabetes is a common and serious condi- tion," said DPHHS director Richard Opper. "Fortunately, it is preventable and controlla- ble with proper care and self-management." The conference is an opportunity for health care professionals to learn effective ways to improve patient care. "Topics will encompass a broad range of issues includ- ing type 1 and type 2 diabetes, complica- tions, nutrition, and prevention," Sarah Brokaw, DPHHS Diabetes Program, said. For registration, visit www.umt.edu/ce/ cps/diabetesconference or call Michelle Eckert at the University of Montana School of Extended & Lifelong Learning at 406-243- 6842. O lllm ram**** 402 East Main, Sidney, MT 00DRUG '- ...-1. Wnlll: z,,,p,, 1-800-967-2904 Ced PHARMACY: Mon- Frl: 9am-7pm Sat: 9am-3:30pm Sun: Closed STORE: Mon- Frl: 9am - 8pro Sat: 9am-5:30pm * Sun: 1 larn-4pm Health Talk with Katherine Chief Pharmacist, Katherine Choate covers important health care topics with quality information on medication use and healthier ways of life. Are You Ready? The Health Insurance Marketplace is Coming. No doubt you've been starting to hear about the new Health Insurance Marketplace, a key part of the health care law that will be open for business on October 1 st. But you probably still have questions. Like what is the Marketplace, and can you really get health insurance? Well we've got answers. The best place for the latest, most accurate, information on the Marketplace is the updated website, HealthCare.gov. At the site, you can learn what it is, who can apply for insurance, how to get insurance, how to lower your costs, and more. If you own a small business, there's information for you, too. The Marketplace will help you find health insurance that fits your budget and meets your needs, with less hassle. No matter where you live, you may buy insurance from private health plans that cover a comprehensive set of benefits, including doctor visits, hospital stays, preventive care, and prescriptions. And plans in the Marketplace must treat you fairly; they can't deny you coverage because of a pre-existing condition. With a single application, you can also see if you qualify for Medicaid or the Children's Health Insurance Program, or savings you can use fight away to lower your health insurance premiums. Enrollment Starts October I, 2013. Visit HealthCare.gov to Get Ready HealthCare.gov is your best source of information about the Marketplace. You can read information that pertains to you, print checklists, and watch videos to help you get ready to apply and enroll. You and your family can explore every qualified health plan in your area, and fill out an application when you're ready. You'll be able to take control with better information, including details about benefits and prices presented in clear language you can understand, so you'll know what your premiums, deductibles, and other costs will be before you make a choice. Once you've decided on a plan, you don't need to go anywhere else. Starting in October, you'll be able to enroll in the Marketplace directly for coverage that begins as soon as January Ist, 2014. Want help or need more information? As you explore your options on the Marketplace, you may want to get some help. You can participate in an online web chat on the website; or call a toll free number, 1-800-318-2596, to speak with a trained customer service representative. And the pharmacists at Thrifty White are available for additional help and assistance. Visit HealthCare.gov now to get all the information you need about the Marketplace. Fill out an application and enroll. It's that easy. SARAH BLOOM I SIDNEY HERALO Volleyball team Sidney High School students, from left, Hailey Steinbeisser, Tudie Crasby, Paige Metz, and Ciara Sinks wear pink shirts in support of the fight against breast cancer. Their "Pack the Place in Pink" volleyball match takes place Thursday at 7 p.m. HealthCare gov We have a lot of visitors on the site right now. Please stay on this page, We're working to make the experience better, and we don't want you to lose your place in llne. we'll send you to the login page as soon as we can. Thanks for your patience! Affordable Care Act Americans shopping for health insurance on the online Marketplace this week were often met with this screen, as the Web site (healthcare.gov) was backed up due to high activity. 222 2nd Ave. SW, Sidney 433-4757 Toll Free 1-866-433-4757 Open Mon.-Fri. 8 a.m.-6 p.m. Daughter, Kimberly Patva; Joseph Pastva; Diana Pastva son, Joseph Pastva Jr. ' s When Diana Pastva s hu band Joseph was battling cancer, the team at Trinity's CancerCare Center worked tiressly, the care her family received, Diana gratitude with tealhugs to the CancerCare staffand'a memorialgift in Joseph's name to Trinity gifts like Diana's make allthe di)C3brencefor Foundation to continue providing future services that help others. 9 More c uestlons. ) Visit tl 1| Thrifty Vv'hitc I harmacy. d/c arc always here to hell). !